Original Funding, Inc. was created to facilitate lending to small businesses in the United States in a safe, secure and consultative manner. The rise of marketplace lending has filled a vacuum in consumer and business lending since the financial collapse. Unfortunately, with any new industry, there are bad actors that take advantage of the public trust.
Original Funding was formed by small business investors who understand what it’s like to run a business during difficult economic times. We believe marketplace lending is not only here to stay, but is ever-evolving to benefit both the consumer and small business owner. As such, we wanted to provide a clear, transparent and simple path to small business liquidity in order to help Main Street business in America grow again.
We are not lenders. We do not dispense financial advice. We are business owners just like you who know what it’s like to scratch and claw your way to profitability. We know that there are sharks in the water that will take advantage of any perceived vulnerabilities in your business or plan. We’re doing our part by continually searching for the best lending alternatives in the market and holding them to a high ethical standard.
Your application will be paired with the best lender for you.
Your data is secure and won’t be sold or shared.
You will be offered a fair market rate on all lending products.
Some platforms charge an application fee on all submissions. Others will charge an application fee on successful transactions and debit it from the borrower’s account. Original Funding does not charge for applications - period.
It’s important to know that the lender you’re working with is well-capitalized and transparent. Original Funding has vetted our current roster of lenders and is always searching for partners that meet our standards.
Most brokers send your application to multiple lenders as soon as it is received. This is a dangerous practice as it can lead to several “hard checks” on your personal credit, which ultimately has a negative impact on your credit rating. Original Funding carefully reviews your application and any supporting documentation then forwards it to the partner we believe is your best match. If your application is denied, we find out the reason and communicate with you directly. Before we send it to another partner, we ask your permission.
Original Funding has partnered with a marketing firm that publishes industry insights and “best practices” white papers. We make these resources available on our website.
Original Funding receives a commission on all successful loans paid to us directly by the lender. Some brokers have negotiated the ability to “upcharge” the borrower on top of the loan in what is known as a “junk fee.” Original Funding condemns this practice and only receives payment when our transactions are successful.
Original Funding is a completely secure environment. Data is uploaded through a secure portal and conveyed to our secure partner lending environments. Sensitive documents such as bank statements are separated from your application to avoid digitally linking the two. Furthermore, we do not sell your information. If you fill out an application through the Original Funding platform you are automatically entered into our database to receive email notifications and our newsletter. You can opt out of these notifications at any time.
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Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application will be approved by any of our lenders and all financial terms are negotiated directly between the borrower and the lender. As such, Original Funding does not make decisions regarding funding. Therefore, nothing on this website should be construed as an offer or solicitation for financing of any kind. This service may not be available in all states and our terms may change at any time.
Original Funding is registered to Mayava Capital, LLC
C/O Mayava Capital, LLC
6901 Jericho Turnpike, Suite 215,
Syosset, NY 11971