INSIGHTS

Should You Use Emergency Funding To Cover Payroll?

Of all the nightmare scenarios associated with operating a small business, perhaps nothing is more unsettling than being unable to cover payroll expenses. 

Three Reasons Why 100% Financing on Hard Money Loans Does Not Exist

Originally published Sep 30, 2016. Republished August 13, 2018.

Hard money lenders are very reluctant to provide 100% financing on a deal.  When prospective borrowers say they need 100% financing, they're raising questions about how much skin they...

What is Hard Money Lending? Borrowing Against Real Property

Originally published on Jun 27, 2016. Updated May 25, 2018.

Even borrowers well-versed in hard money loans often still harbor questions about securing this type of financing. For the novice, these inquiries can become near-insurmountable challenges,...

Scary Facts About Your Property Can Affect Your Hard Money Loan Valuation

A hard money loan is typically valued against the property being used as collateral, so having all necessary information about the property is essential. But sometimes what the record turns up could scare off lenders and borrowers alike.  

When Your Bank Says No, A Hard Money Loan Lender May Say Yes

For time-sensitive projects that require a funding decision immediately, a hard money loan lender may say yes to your application when a bank says no. A hard money loan has several advantages compared to traditional financing options.

Multi-Family Properties: The Perfect Hard Money Loan Collateral

Lenders often like to lend on multi-family properties because these assets can serve as the right collateral for several reasons.

Hard Money Loan Resources for Assisted Living Facilities

Given the exponential growth of the assisted living and nursing care industry, it should come as no surprise that there's hard money loan resources for assisted living facilities.  Demographics are the driving factor. 

Is a Traditional Loan or a Merchant Cash Advance Better For Physicians?

A regular loan differs from a merchant cash advance. Each has its advantages. So which one should a physician in need of capital choose to help their practice? Timing could be the answer.

Choosing The Right Business Loan Option

Picking the right business loan is important for small businesses seeking capital because there are so many different lending products and services on the market today, But before they select their choice, businesses should make sure they also...

Three Way Hard Money Loan Lenders Can Reduce Risk

It is important that hard money loan lenders can reduce risk any way they can.  Given the inherently risky nature of hard money loans, it should come as no surprise that due diligence exists for lenders in the hard money world as due diligence...