INSIGHTS

Personal Guarantees: Carefully Weigh What You’re Willing To Risk

So many things in life come down to weighing risk versus reward. The general tendency is to choose the safest path, while remaining aware that risk is most certainly part of the journey at times. In fact, several recent studies centered on brain...

Banks Set to Tighten Small Business Lending in 2019

Fed survey cites economy, legislative changes and competition as key reasons.

Small businesses were largely shut out from the economic recovery over the past decade when it comes to business lending. Unfortunately, the most recent Senior Loan...

Women-Owned Business Loans

Originally published November 1, 2015. Republished August 2, 2018.

Women-owned small businesses are making huge strides in the U.S. economy.

With over eight million U.S. small businesses owned by females, business-minded women generate over $1.5...

The Different Types of Personal Guarantees

Originally published April 19, 2017. Republished May 25, 2018.

As a small business owner, it’s likely there will come a time when you seek a loan.

As you go through the borrowing process, you might find yourself pausing on a section of the...

Merchant Cash Advances (MCA): Everything You Need to Know

Originally published Jan 18, 2017. Republished May 29, 2018.

Let’s begin with the formal explanation of a merchant cash advance (MCA) and a brief history. A merchant cash advance is simply a lump sum advance of funds from one party to another with a...

What is Hard Money Lending? Borrowing Against Real Property

Originally published on Jun 27, 2016. Updated May 25, 2018.

Even borrowers well-versed in hard money loans often still harbor questions about securing this type of financing. For the novice, these inquiries can become near-insurmountable challenges,...

Is Bad Credit Stopping You from Getting a Small Business Loan?

Having a poor business credit history could hinder your efforts of being approved for business loans. This is especially true if you go through the more traditional channels such as bank loans. Last year, the big banks approved just 24.1% of small...

How Do I Get a Loan Online for My Business

If you own a business and find yourself in a financial crunch, don't worry because you're not alone. Loans are a standard part of doing business, especially during crucial times like startup, expansion or short cash flow.

Applying for an Online Loan? Better Check Your Online Profile First

Applying for a small business loan online is more like dating than you might realize. When the alternative marketplace lending industry began, very few underwriting standards were universally adopted. Every lender had their own secret sauce and they...

Online Business Loan Brokers: Good Ones Are Hard to Find, But Well Worth the Search

The proliferation of entrants into the online lending marketplace has continued unabated since the financial crisis ended. With so many lending options to choose from, it’s important to remember that the online alternative lending marketplace has...