INSIGHTS

How the Kind of Debt You Have Impacts Your Loan Chances

When applying for a small business loan or a business loan consolidation from traditional lenders, most borrowers already know that having outstanding debt can impact how their potential lenders might react. What borrowers might not realize is how...

Will Marketplace Lending Be Regulated?

American Banker recently held their second annual Marketplace Lending and Investing Conference at the midtown Hilton in New York City. According to the event organizers, attendance was double from last year. The explosive growth in this sector along...

Incorporating Your Business: The 3 Common Small Business Legal Structures

For entrepreneurs, incorporating their business is something they must do in order to look more professional, protect their assets, receive tax advantages and increase their profits through the heightened ability to receive small business loans so...

Online Lenders -VS- the Big Banks

Since the financial meltdown of the Great Recession, many small business owners have had a hard time acquiring funds to achieve their long-term goals.

How We Choose Our Alternative Lending Partners

To say that alternative business lending has grown significantly in the past few years would be an understatement. Yet as far as online lending has come in recent times, it still represents a fraction of business and consumer lending in the United...

10 Smart Reasons to Apply for a Small Business Loan

If you are a small business owner at the brink of a big expansion or in need of working capital for more inventory, a loan isn’t just an option: it’s a lifeline. Here are 10 smart situations where applying for a small business online loan is a smart...

Loan Micropayments: Daily Remittance for a Less Stressful Repayment Process

Loan micropayments might be a term that you aren’t well aware of yet, but it’s one that’s important to know and understand in the realm of alternative lending - especially for your small business.

Small Business Loan Brokers

Alternative lenders are providing sorely needed liquidity to small businesses in the United States. Most lenders have a simple online application process, so why has the business brokerage industry exploded? And is it legitimate?  

The Main Street Bailout Plan

How Small Business Owners Can Grow by Leveraging, De-leveraging and Leveraging Again

Small business owners know their numbers. They run their lives by what’s in the bank today and what’s due tomorrow. They can tell you about every nickel they spent,...

How an Alternative Loan Can Help You Qualify for an SBA Loan

Although it might seem unorthodox, a great way to qualify for an SBA loan is to get an initial direct loan from an alternative lender.